2026 Data & Statistics

Montana Car Accident Statistics

Understanding the numbers is the first step to staying safe. Explore the latest crash data, settlement averages, and legal statutes for drivers in Montana.

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Key Legal Statistics in Montana

When analyzing car accident statistics in Montana, it's essential to understand the underlying legal framework that dictates how compensation is awarded following a crash. Below are the crucial legal numbers every driver should know.

Fault System

Modified Comparative Negligence

This system determines how fault is assigned and who pays for damages after an accident in Montana.

Statute of Limitations

3 Years

The strict legal deadline in Montana to file a personal injury lawsuit before your claim is permanently barred.

Montana Settlement Averages

Victims often wonder what their case is worth. There is no reliable "average" figure — every collision is different, and the value of a claim depends on injury severity, the insurance actually available, and how fault is determined under Montana law. Be cautious of any site that quotes a specific dollar amount before reviewing your case.

  • Minimum State Liability Coverage:$25,000 / $50,000

In crashes involving extreme negligence, commercial trucks, or lasting disability, verdicts frequently exceed these averages significantly.

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