Pedestrians have zero protection. When flesh meets steel, the results are tragic. Drivers often blame the victim: 'He came out of nowhere!' We investigate to prove otherwise.
The Myth of Jaywalking
Insurance companies love to deny claims because the pedestrian wasn't in a painted crosswalk. But in many jurisdictions, every intersection is a legal crosswalk, painted or not. Furthermore, drivers have a duty to avoid hitting people, even those breaking the rules.
Finding Extra Coverage
Because pedestrian injuries (broken pelvises, TBIs) are so expensive, the driver's minimum insurance is rarely enough. We look for:
- Your own UIM auto insurance
- The driver's umbrella policy
- Municipal liability (if a traffic light was broken)
